Pet insurance is a must with the cost of vet care these days. So here are a few options for pet insurnace. That being said not all pet insurances are the same! Some differ from state to state like NY or CA have different policies with many companies. Monthly fees are different. Also verify how payouts are done. Some insurances have a co-pay plus max line item for set injury where others pay 90% after co-pay on over all bill. How can this affect you? Sadly we had a puppy in a different state get PARVO even after all vaccines. They had Nationwide insurance and the total vet bills for their 5 month old puppy was over $9,000. Nationwide only pays out a max of $1,500 for PARVO. Where Tupanion would have your set co-pay of $100, $250 or $500 that you can set and then pay 90% of the total cost after copay. Signifcant differance in coverage for the same event. We offer a discount code for Trupanion that you get the first 30 days of free pet insurance if activated within the first 24 hours of having your puppy. This also makes it not have a 90 day hold till policy can be used like many pet insurances have.  Here are a few options for you to think over and select.